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Every frequent traveler can benefit from investing in travel insurance, but ideally, you want to buy insurance from a reliable company that gets good reviews. RoamRight is a popular travel insurance company that offers great protection, with a variety of policies to choose from. Here’s our review of RoamRight, from the coverage of their plans to their claims process. Read on to find out if RoamRight is the right travel insurance company for you.
Why You Should Get Travel Insurance
Whenever you take a trip, it’s a good idea to have travel insurance. We all know that problems can sometimes occur, no matter where you are. Whether you’re traveling domestically or internationally, it’s even more critical to have excellent coverage when you’re far from home.
Travel insurance protects you from any unexpected issues that may come up. For example, if you become sick or have an injury in a foreign country, it can be stressful, scary, and expensive to find the right healthcare. Travel insurance providers can help you get the treatment you need and relieve any financial strain that may occur from having to pay out for medical care.
As travel photographers, we are frequent travelers, and we carry expensive gear with us like cameras, lenses, and a laptop. By investing in travel insurance, you’ll be covered if your equipment is lost, damaged, or stolen during one of your trips. When you rely on your gear to make an income, this is even more essential, so you don’t end up losing important files or having to replace costly tools.
Travel insurance also protects you if all or part of your trip is canceled. For example, if your flight is delayed and you lose some time from your vacation, you’ll be reimbursed. In the unfortunate event of your whole trip being canceled, you won’t lose out financially.
What Does RoamRight Offer?
RoamRight is a leading name in the travel insurance industry, providing protection and coverage for travelers since 2012. They offer a wide range of insurance travel plans, from single trip coverage to multi-trip plans which are ideal for frequent flyers. Most of their policies cover trip cancellation, trip interruption, emergency medical care, and emergency medical evacuation.
With insurance plans from basic to elite, there’s something for everyone, depending on your budget and needs. You can also buy car rental insurance for additional peace of mind when driving a rental vehicle. RoamRight’s policies cover US citizens and permanent residents, both domestically and internationally.
Beyond just the excellent insurance plans RoamRight provides to their customers, you’ll find many more additional benefits when you buy coverage from this company. It’s easy to get a quote and buy your insurance travel plan with RoamRight. It’s all done online, and there’s no tiresome paperwork to fill out.
Should you need to file a claim, you’ll find the whole process quick, simple, and efficient. RoamRight aims to make everything as easy as possible for you, the customer – there’s even a dedicated app you can use.
RoamRight Travel Insurance: Features and Benefits
Let’s explore the features and benefits of RoamRight’s trip travel insurance, to see just why this company is so popular.
First and foremost, RoamRight has an excellent reputation, which is essential when it comes to insurance companies. There are loads of positive reviews on Trustpilot from happy customers who have been satisfied with the quality of the services provided by RoamRight. This well-respected company has a reputation for being easy to use, helpful, and friendly. As to claims settlements, RoamRight’s process is known to be speedy and fair.
Wide Range of Policies
As we mentioned before, RoamRight has a comprehensive range of travel protection plans for you to choose from. These start at the Essential plan for basic coverage and go right up to their Elite plan with the maximum protection. The general rule is that the more expensive the policy, the higher the level of coverage you’ll receive from the provider. You can choose between single and annual plans depending on your needs.
The mid-tier Preferred package is the most popular plan by far. It’s suitable for most travelers, including emergency medical coverage of up to $50,000, medical evacuation up to $500,000, and baggage insurance up to $1,000. If you’re an adrenaline-seeker who loves to try out new experiences like skydiving or bungee jumping, you can also choose to upgrade for Hazardous Sports coverage.
RoamRight also has the Pro and Pro Plus plans, but for these policies, you are required to buy from verified RoamRight partners. Designed for travel business professionals, these policies provide top protection for frequent travelers.
Simple Purchasing Process
It’s quick and easy to buy your travel insurance from RoamRight. You can either call toll-free to speak on the phone to a customer service representative to get advice and quotes, if you want that direct contact.
Alternatively, you can also apply for a free travel insurance quote on their website. You’ll see prices for their relevant packages straight away, and you can pay right through their website. You can choose to have your travel documents emailed instantly to you or opt for them to come by mail, which may take several days.
Cancel For Any Reason Policy
One of the best benefits you get with Arch Roamright products is the Cancel for Any Reason policy. With this exceptional policy, you can simply decide not to go on your trip, and you’ll still be covered for up to 75% of your trip costs.
However, you do have to purchase your trip insurance within 21 days of paying your initial trip deposit to be eligible for this great benefit. That’s just another reason not to delay booking your trip coverage!
Friendly and Responsive Customer Service
RoamRight’s customer service representatives go out of their way to provide you with the best service, online or on the phone. The Arch insurance company reps are there to help you from start to finish. They can advise on you on the best plan for your individual needs, and provide friendly, helpful assistance if you do encounter any problems. You’ll be sure to get amazing support from the customer service department at RoamRight.
It’s easy to get in contact with the customer service both by phone and email. They even have several ways to contact them from aboard, including a dedicated international contact number or online. As RoamRight is a global company, you can get support 24/7. You’ll always be able to reach someone and get help, no matter where you are or what time it is.
Children Go Free
With both the Preferred and the Elite packages, one child goes free for every paying adult. This great offer makes it one of the best options for families looking for travel insurance. You’ll save money and you’ll worry less when you know that you have access to excellent medical insurance and trip protection if needed.
Whether you’re off on a family vacation or just visiting relatives, you’ll be able to enjoy your trip even more. The free kids’ coverage makes your family trip much more affordable and relieves any potential stress!
Easy & Personalized Claims Process
There are 4 different ways to file a claim with RoamRight: online, by mail, fax, or email. You can choose the easiest way to file your claim. Filing online is definitely one of the simplest ways to make a claim. All you need to do is fill out the relevant form and provide the required documentation and receipts so they can make a decision on your case.
Each user gets a dedicated claims examiner who will provide a personalized service to help you file your claim. You can ring your claims examiner or send them emails, and they will reply quickly to your specific situation. This exceptional, personalized, and responsive service make RoamRight one of the best travel insurance providers around.
No Paperwork Involved
At every step in the process, there is no tiresome paperwork to fill out and delays while you post forms back to RoamRight. Everything is done online, making the process much swifter and less complicated. You will receive emails updating you on the progress of your claim at every stage, so you’ll never be left wondering what’s happening.
Although making a travel insurance claim is not something anyone wants to do, RoamRight has designed their system to make it as easy and stress-free for you.
RoamRight is known to settle their claims fairly. If your policy covers you for the problem you experienced on your trips, and you provide the necessary documentation to prove this, RoamRight will pay out. They do not mess their customers around or draw out the process for longer than necessary, and provide clear explanations as to why a claim may or may not be accepted.
RoamRight Review: Pros
- Superb customer service
- Simple, easy process for filing claims
- A handy app to use – you can do everything online
- No long-winded paperwork
- A range of plans for single and multi-trip travel insurance at various prices and coverage
- Several ways to contact RoamRight from abroad
Roamright Review: Cons
- Occasional long hold times when calling Customer Support
- They require a lot of documentation for claims submitted, which is sometimes difficult to get hold of
- Some customers say that they have had to chase RoamRight for responses to their claims – but these are rare cases
RoamRight Reviews: What People are Saying About RoamRight
Don’t just take our word about RoamRight travel insurance. There are hundreds of positive reviews online from satisfied customers who would happily recommend this company. Here are just a few rave reviews we came across online:
Frances A approves of the service: “The representatives with whom I interacted were well trained, professional, and helpful… Roam Right is an excellent travel insurance company for the frequent traveler.”
Stephen T was impressed when he had to file for a claim: “I was surprised at how quick and efficient the process was. From beginning to end, my claim took about 2 weeks to complete.”
Vivian C is another fan of this travel insurance company: “My experience was wonderful. I’ll recommend your services to family and friends.”
RoamRight Review: Travel Insurance Alternatives
Still not convinced that RoamRight is the right travel insurance company for you? Then check out our short reviews of some of the best alternative travel insurance companies around!
World Nomads Review
RoamRight provides excellent coverage, but it is only valid for US citizens and permanent residents. If you aren’t a US citizen, we’d recommend checking out World Nomads travel insurance. World Nomads provides travel insurance for people from more than 150 countries around the world. It’s also a fantastic option if you’re a digital nomad or full-time traveler looking for annual travel insurance coverage.
World Nomads provides coverage for medical emergencies, evacuation, lost baggage or stolen credit cards, trip cancellation, and more. You can also get coverage for adventure sports like rock climbing, trekking, and kayaking. The whole process is simple and flexible and comes highly rated by intrepid travelers. You can get assistance 24/7 and make a claim online.
Insure And Go Review
InsureandGo is another superb travel insurance provider who offers straightforward, comprehensive packages for travelers all over the world. You can choose from a range of different plans, from single trip to multi-trip policies and specific plans for winter sports, backpackers, and more.
With InsureandGo, even the budget plans include free kids’ coverage and protect you for over 50 different sports and activities. InsureandGo are a top alternative to RoamRight if you’re looking for affordable travel insurance that you can manage online.
Frequently Asked Questions (FAQ)
Is RoamRight good travel insurance?
Yes. RoamRight is great travel insurance. They offer trip cancellation, travel medical insurance for adventure, business and leisure travelers.
What is the best travel insurance?
We recomend RoamRight you can get a free quote here.
How do I choose travel insurance?
Buy independent travel insurance, never buy from a travel agent, tour operator or airline in a package deal.
RoamRight is a reliable, straightforward, and simple travel insurance company which provides outstanding customer service and a range of great packages for every traveler. Their plans are reasonably priced, with loads of excellent benefits included. If you decide to buy travel insurance from RoamRight, you will feel safe and secure, knowing that both your travel and your health are protected during your trip.
New Zealand travel photographer based in London, UK. He was taking photos from a very young age in the backcountry of New Zealand before moving abroad. Since doing so he has taken workshops and tried to help get as many people into this art as possible. Featured in NZ Herald, Stuff.co.nz and many photography publications it’s safe to say he loves his photography!